Wagner  da Silva

Wagner da Silva

Sales Representatives

Mobile:
905-449-8705
Office:
1-888-472-2767
Email Me
Rosa  da Silva

Rosa da Silva

Sales Representative

Mobile:
905-447-6895
Office:
1-888-472-2767
Toll Free:
Email Me
Wagner  da Silva

Wagner da Silva

Sales Representatives

Coldwell Banker - R.M.R. Real Estate, Brokerage *

Mobile:
905-449-8705
Office:
1-888-472-2767
Email Me

HOME INSURANCE - 12 ways to save money

Home Insurance  - 12 ways to save money - Don’t be afraid to ask

  1. Pay a higher deductible. The deductible is the amount you pay form your own pocket for small losses or damage before the insurance kicks in.
  2. Install a home security system. Mom insurance companies offer a discount if you have a monitored security system in place.
  3. Use one company for all your insurance needs as can often get a reduced rate.
  4. Be Loyal. some companies reward the customer with a loyalty discount when you renew your policy.
  5. Pay annually. You may qualify for a lower fee if you pay annually instead of in instalments throughout the year.
  6. Shop around. Have an independent insurance broker look for the best deal. You can also compare some quotes online at insurancehotline.com 
  7. Stop smoking. There may be more savings if no one in your family smokes.
  8. Mention any home improvements, such as upgrading the electrical system, plumbing, installing a back-flow valve or sump pump, to your insurance broker.
  9. Pay off your mortgage. It could lead to another discount.
  10. Ask about your claims-free status. If you have no had a claim for three years or more, it may help reduce the price.
  11. How old are you? Ask about an age discount. Some companies have “mature client” discounts and others have deals for seniors.
  12. How old is your house? Most insurance companies offer a discount for homes that are less than 10 years old.

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