Wagner da Silva

Sales Representatives

Coldwell Banker - R.M.R. Real Estate, Brokerage *

Mobile:
905-449-8705
Office:
905-430-6655
Email Me
  Wagner  da Silva

Wagner da Silva

Sales Representatives

Mobile:
905-449-8705
Office:
905-430-6655
Email Me

I am a very effective communicator. My clients can depend on me to ensure that all elements of the transaction are complete properly and professionally. I am disciplined and as such I approach all tasks with one objective in mind to get the job done well.

You can trust me to handle one of the biggest financial decision of your life. I Understand your needs to provide a service that will surpass your Real Estate needs.

Support of great and experience team. Top-notch marketing tools and exposure with most up-to-date photography, video and web communication 

I am positive that I can be an impactful Real Estate Agent for you. So connect with me today to learn more about me and how I can help you to: SELL / BUY / RENT your property.

 

Falo Português & Hablo con fluidez español

Education: Engineering, MBA
Area Covered: Clarington, Oshawa, Whitby, Brooklin, Ajax, Pickering, Toronto, Mississauga, Milton, Oakville, Vaughan, Richmond Hill
Languages Spoken: English, Portuguese, Spanish
Rosa  da Silva Rosa  da Silva

Rosa da Silva

Sales Representative

Mobile:
905-447-6895
Office:
905-430-6655
Email Me

Rosa really enjoys helping people to achieve their dreams of real estate ownership in Canada.

Always looking to do everything much more quickly and efficiently, she uses the technology and social media to extend the range of services provided to her clients and customers.

Rosa knows how some aspects of real estate transactions can be confusing; therefore she takes the time needed to explain the process to her clients in ways that are easy to understand.

Her clients can always rely on her. In order to keep everything on track and smooth during the process of buying or selling a property, she stays one step ahead on every detail to reach closing.

Education: Buyer's Specialist Senior Specialist E-pro Specialist
Specialty:
§  "Accredited Buyer Specialist”: I have successfully helped First-Time Home Buyers, especially Brazilian immigrants, to stop paying rent and buy a new home.
§  "E-PRO Accredited Specialist”: I'm fully prepared to use the internet in all its potential such as MLS, Websites, and Social Media.
Experience: 11 years
Awards: Coldwell Banker International Sterling Society
Area Covered: Toronto, GTA, Durham Region (Pickering, Ajax, Whitby, Oshawa, Clarington)
Languages Spoken: English, Portuguese
Wagner  da Silva

Wagner da Silva

Sales Representatives

Coldwell Banker - R.M.R. Real Estate, Brokerage *

Mobile:
905-449-8705
Office:
905-430-6655
Email Me

Dreaming of homeownership

Work with people during such an important time in their life, like when you are buying a house it is a huge responsibility, and I love it. It is a very good feeling to help out someone to find their home and guide them throughout this process, that is not an easy one. It can be very challenging sometimes and it is our privilege to help you out to get your so desire home. Today I want to talk to you about some very important steps that you need to take in order to have a smooth process.

Let's review some of them right now. You need to make sure you are ready to buy.

DETERMINE HOW MUCH HOME YOU CAN AFFORD

This is one of the most important for a responsible homeownership. The last two years the government of Canada has introduced several changes in the legislation in order to make sure our economy continues strong and you will be able to keep your house.  In our website, you also can find a calculator to help you out to verify your mortgage affordability. We will discuss Mortgages in another post in a near future.

BUILD A MONTHLY BUDGET

Now that you know how much of a mortgage you would get approved you can know what would be your regular payments.  Also, take in consideration your other expenses. 

IMPROVE YOUR CREDIT SCORE

First of all, start finding out your credit score. You can do that ordering a credit report from either Equifax or TransUnion. Take a good look on your report and see if there is an error that needed to be fixed.  Because it is going to be very important when you are getting your mortgage.  If you want just send me an email, text our WhatsApp message and I can forward to you some very good tips to improve your credit score.

Some important ones: 

+always make payments on time 

+ pay down your debt. avoid using more than 35% of your available credit card and lines of credit

GET ON OUR WEBSITE AND START DOING SOME RESEARCHING

Our website has a cutting-edge map search and some of the most powerful tools to search your properties. You can draw a custom map, refine a search by some keywords, and utilize the most advanced filtering system to locate your dream home.

FIND THE REALTOR THAT IS RIGHT FOR YOU

CHECK IT OUT

We have a very nice 12 steps guide to buying your home on our website. You just have to log in to www.wagnerandrosadasilva.com go to the visitor's tools and then select buying tips and it is the first one.  You will have all those 12 important steps very well detail for your benefit.

Have Questions?

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Call Wagner:905-449-8705

   

Call Rosa:905-447-6895

   

905-430-6655

   

I am a very effective communicator. My clients can depend on me to ensure that all elements of the transaction are complete properly and professionally. I am disciplined and as such I approach all tasks with one objective in mind to get the job done well.

You can trust me to handle one of the biggest financial decision of your life. I Understand your needs to provide a service that will surpass your Real Estate needs.

Support of great and experience team. Top-notch marketing tools and exposure with most up-to-date photography, video and web communication 

I am positive that I can be an impactful Real Estate Agent for you. So connect with me today to learn more about me and how I can help you to: SELL / BUY / RENT your property.

 

Falo Português & Hablo con fluidez español



Education: Engineering, MBA

Area Covered: Clarington, Oshawa, Whitby, Brooklin, Ajax, Pickering, Toronto, Mississauga, Milton, Oakville, Vaughan, Richmond Hill

Languages Spoken: English, Portuguese, Spanish