Wagner  da Silva

Wagner da Silva

Sales Representative, B.Eng

Mobile:
905-449-8705
Office:
1-888-472-2767
Email Me
Rosa  da Silva

Rosa da Silva

Managing Partner

Mobile:
905-447-6895
Office:
905-449-8705
Toll Free:
Email Me
Wagner  da Silva

Wagner da Silva

Sales Representative, B.Eng

Coldwell Banker - R.M.R. Real Estate, Brokerage *

Mobile:
905-449-8705
Office:
1-888-472-2767
Email Me

RENT X BUYING

Rent against buying? Should you rent or should you buy?

With option are you in favor?  First of all, there are several different opinions regarding this area. One of them is that some people would say you should by.

 Buying a home is a decision to be made and you should ask you at least 5 questions before you say you are ready to buy.

 1) Are you financially stable?

 2) Do I have the skills to handle this large purchase amount?

 3) Am I ready for the responsibilities associate as a homeowner? and with all the cost that is involved with this one.

 4) do you have the time for doing the maintenance in the house?  Yes because owing an hour will require some maintenance. If it is a condo a little bit less if it is a house a little bit more.  We will discuss this later on.  5) If you are new to Canada there are several options to help you out to buy your first property.  And I can help you with that.

 So let's review what we can do.

 Now let's talk about the other side. The rental side.

 First of all, you will have less maintenance repair cost than you owing a house The con is that the monthly payment may increase along of the years.

 The second thing you might consider is if you lease you will have lower cost, but don’t forget there is a risk, that you lease might not be renovated, because your landlord might want to sell your property. Or even have some relative to move in. There is always a risk.

 Well, one in the favor you will have a shorter commitment. So you don’t have a long-term commitment as a mortgage, but on the con, you are paying someone else’s mortgage. and that is absolutely true. With the high cost of rentals, today # mostly of other people are paying the mortgage for somebody else. Well if you are still not sure what to do let’s talk. Give me a call, send me an email or a text and we can discuss a little bit further down. And not only that I can send you some material for you, so you can take a look and find out what is the best situation for you.     

 

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